North Carolina Insurance Quotes
The Vehicle Financial Responsibility Act of 1957 requires that all motor vehicles registered in the state must be covered by an automobile liability insurance policy and that the insurance must remain in effect with continuous coverage until the registration is terminated.
When titling/registering your vehicle you will need to provide proof of insurance.
Acceptable proofs of insurance include:
- Owner provides insurance company name and policy number (Self Certification)
- Or a Certificate of Insurance (FS-1), obtained from an Insurance Company that is licensed to do business in North Carolina.
Minimum Liability Insurance Requirements for Licensing:
The minimum requirements of liability insurance for a private passenger vehicle is $30,000 for bodily injury for one person; $60,000 bodily injury for two or more people and $25,000 property damage. North Carolina law requires each company to notify the DMV when coverage has been cancelled.

